FAQ
Frequently asked questions about mortgages and our services
SmartHypothèque answers the most frequently asked questions about mortgage financing, our services and our tools.
When you use the services of SmartHypothèque, you benefit from the advice of property finance specialists with extensive knowledge of the market, which enables them to identify the best deals based on the specifics of your application and the characteristics of your personal situation. What’s more, our advisers secure your finance, support you throughout the process and take charge of the administrative management of your application. This saves our customers time and gives them the certainty of having made the choices that best suit their situation.
SmartHypothèque offers services to anyone seeking finance for their property project. Its comprehensive approach covers all aspects of mortgage lending, from developing a financing strategy to risk analysis and tax optimisation. At SmartHypothèque, future homeowners making their first property purchase, homeowners who need to renew their mortgage or who want to optimise the financing of their property portfolio, and homeowners who want to ensure the continuity of their financing as part of their pension provision will all find the skills and attentiveness they need for personalised advice.
When you use the services of SmartHypothèque, you benefit from the advice of property finance specialists with extensive knowledge of the market, which enables them to identify the best deals based on the specifics of your application and the characteristics of your personal situation. What’s more, our advisers secure your finance and support you throughout the process, while taking care of the administrative management of your file. This saves our customers time and increases their security, while giving them the confidence to make the choices that best suit their situation.
The first meeting with one of our advisers is free of charge and without obligation. If you instruct SmartHypothèque to handle your file, fees ranging from CHF 600 to CHF 1,200 will be charged, depending on the nature and complexity of your file. For the most complex cases, an hourly rate will be applied, based on a rate of CHF 275. At the end of the first meeting, our advisor will explain the financial framework of our services.
